A lot of Australians encounter financial troubles during their lifetime, and this is often considered a natural fluctuation in our finances. But what if you're unable to address these challenges yourself, but at the same time, you don't want to declare bankruptcy? Debt consolidation loans are a customary solution that relieves people of financial [...]
There's no doubt that financial concerns can cause a lot of anxiety in our lives. Frequently thinking about how you're going to pay your bills not only makes you anxious, but also puts stress on your relationships, your family, and your health. The fact is, worrying about money isn't going to solve your financial difficulties. [...]
Personally, I find there's nothing more discomforting than being cold. Originating from Queensland, I'm used to the hot weather and it doesn't bother me much, but the cold hits me like a tonne of bricks! Like many of you, my electricity bill skyrockets through the cold weather and there's a few reasons for this. Not [...]
Filing for bankruptcy certainly isn't the end of the world, but it does have major consequences that will have a bearing on your finances in the coming years. I've found that in most cases, focusing efforts on building a bright future is the best way for folks to deal with their bankruptcy and consecutive recovery. [...]
Many Australian's have only really contemplated bankruptcy when playing a game of Monopoly with their buddies! Despite this, there are roughly 13,000 people that file for bankruptcy every year in Australia. It's uncanny how fast people can go from being in a balanced financial position to grappling a mountain of debt. Usually, situations like loss [...]
No one wants to think about bankruptcy, which is understandable considering that bankruptcy will alter your financial condition for years to follow. This may be one of the reasons why individuals don't look for financial support in times of need, because they are under the typical misunderstanding that bankruptcy is the only way to deal [...]
For most Australian adults, debt is a part of our day-to-day lives. Regardless if you wish to advance your skills by earning a degree, buy a home for your family, or buy a car so your family has transportation, taking out a loan is very common simply because we don't have enough money to pay [...]
Whether we understand it or not, our credit report has a serious influence on our lives. It's sort of like our health; we don't appreciate good health until we lose it. Most individuals don't even learn that they have a poor credit report until they apply for a line of credit and it's rejected. It [...]
Most of us have a decent understanding that weddings can be a costly pursuit, but do you actually understand just how much the average wedding costs in Australia? Slightly over $36,000, based on Australia's Money Smart website. And that was in 2012! Nowadays, it's quite possibly somewhere around the $50,000 mark. I guess if you [...]
There's no question that hitting your 30's is a big milestone for everyone. While some of us may have bought a house, started a family, or even begun a new career, this decade of our lives has a major financial impact for your future. For most individuals, our financial obligations have certainly grown and juggling [...]
